360 Insurance Consulting was established to create structure where risk management programs have evolved reactively rather than strategically. Our 360 approach provides independent oversight designed to optimize total cost of risk and strengthen your renewal positioning.

A Full Circle Approach to Smarter Risk Management

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20+ Years in commercial property and casualty

We provide independent advisory

We work with Your existing Broker to quarterback Your annual renewal

Birmingham based, serving middle market clients throughout the Southeast

We Are an Independent Advisory Firm.

Brokerage models combine advisory and placement functions with compensation linked to premium volume. Brokers serve an important role in market access, but when incentives are tied to placement, true structural objectivity is difficult to achieve.

360 was built to remove that dependency by separating strategy from transaction.

We Introduce Structure Where It’s Missing

Circular Graphic Depicting the 6 Areas of focus initiated by 360 Insurance Consulting which include the following: Program Deconstruction, Indentification of Structural Inefficiencies, Repositioning of Underwriting Narrative, Quarterbacking Renewal Execution, Claim & Loss Analysis, and Reduction of Total Cost of Risk.

More about The 360 Framework >

Insurance is not simply a premium negotiation exercise.

It is a capital allocation decision.

Built for Middle-Market Complexity

Private equity-backed portfolio companies
Multi-state operators

Organizations with layered casualty towers

Companies experiencing loss volatility

CFO-led capital optimization strategies

Schedule A Confidential Review

If Your Insurance Program Impacts Capital, It Deserves Independent Oversight.